Yiren Digital (MEX:YRD N) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:YRD N Yiren Digital Ltd MEX:YRD N
52 GF Score
Price MXN15.57
GF Value MXN177.39
Valuation Possible Value Trap
! 4 Warning Signs
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What is Yiren Digital Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

MEX:YRD N
52GF Score
Yiren Digital Ltd MEX:YRD N
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Yiren Digital (MEX:YRD N) Overvalued in 2026?

Based on GuruFocus' analysis, Yiren Digital stock appears to be undervalued. The current stock price of MXN15.57 is trading 91.2% below its estimated GF Value™ of MXN177.39. GuruFocus considers Yiren Digital to be Possible Value Trap.

Key valuation signals for MEX:YRD N:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: MXN177.39 vs. price of MXN15.57 (91.2% below fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the MEX:YRD N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yiren Digital Business Description

Other Exchanges YRD:USA19YA:Germany
Address 118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
52GF Score

Get the complete analysis for MEX:YRD N

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN15.57
Price
MXN177.39
GF Value